The Majulah Package 2025 is a key initiative introduced by the Singapore Government to support senior Singaporeans aged 50 and above who may have lower retirement savings or limited income. With payouts up to $1,500, the package aims to provide immediate financial relief and boost long-term retirement adequacy.
First announced during Budget 2024, the Majulah Package is part of Singapore’s broader commitment to inclusive growth and dignified aging. It will benefit around 1.6 million Singaporeans, especially those who contributed to the nation’s growth but may not have had sufficient opportunities to build up their CPF savings.
Overview
| Scheme Name | Majulah Package 2025 |
|---|---|
| Total Support Amount | Up to $1,500 |
| Target Group | Lower- and middle-income Singaporeans aged 50+ |
| Disbursement Period | Starts September 2025 |
| Administered by | Ministry of Finance (MOF), Singapore |
Key Goals of the Package
- Supplement retirement savings for seniors with low to middle incomes.
- Provide short-term financial assistance in the form of cash payouts and CPF top-ups.
- Encourage CPF participation and voluntary contributions among older citizens.
Breakdown of the $1,500 Majulah Package
| Component | Description | Amount |
|---|---|---|
| Majulah Bonus (Cash) | One-time cash payout for eligible seniors | Up to $1,000 |
| Retirement Savings Bonus | CPF Retirement Account top-up for those below Basic Retirement Sum | Up to $1,500 |
| Earn and Save Bonus | CPF bonus for older workers earning below a wage threshold | Up to $1,000/year |
| Total Potential Support | Total combined value of cash + CPF top-ups | Up to $3,500 |
📌 The headline figure of $1,500 refers primarily to the immediate cash and CPF components eligible in 2025. Some bonuses will continue in future years.
Who Qualifies for the $1,500 Majulah Package in 2025?
To qualify for the different components of the package, individuals must meet specific age, income, and CPF savings criteria:
General Eligibility Criteria
| Criteria | Requirements |
|---|---|
| Citizenship | Singapore Citizen |
| Age | Born on or before 31 December 1973 (i.e., aged 50+ in 2025) |
| Annual Income | Below $34,000 (assessed via IRAS for YA2023) |
| Property Ownership | Own no more than one property |
| CPF Balances (for bonuses) | Retirement Account savings below Basic Retirement Sum (BRS) |
Payment Timeline and Disbursement Details
| Component | Estimated Disbursement Date | Payment Mode |
|---|---|---|
| Majulah Bonus (Cash) | September 2025 | Direct credit to bank or GovCash |
| Retirement Savings Bonus | Starting end-2025 | Credited to CPF Retirement Account |
| Earn and Save Bonus | Annually (2025–2027) | Credited to CPF account |
Note: Eligible Singaporeans will be notified by CPF Board closer to the disbursement dates.
How to Check If You Are on the List
Eligible individuals do not need to apply. The government will automatically assess eligibility based on:
- Income data from IRAS
- CPF account balances
- HDB/home ownership records
You can check your potential eligibility by logging into My CPF Online Services or awaiting official SMS/letter notifications starting Q3 2025.
Impact and Benefits for Seniors
This package is expected to benefit seniors who may have paused their careers to care for families or who worked in lower-wage sectors. It:
- Provides immediate support through cash payouts.
- Helps close retirement savings gaps via targeted CPF top-ups.
- Encourages continued participation in the workforce with Earn and Save Bonuses.
Myths vs. Facts
| Myth | Fact |
|---|---|
| “Only the unemployed get the bonus.” | Working seniors also qualify for CPF-based components like Earn and Save Bonus. |
| “All seniors will get the full $1,500 in cash.” | The $1,500 figure includes both cash and CPF top-ups, not all in cash. |
| “You must apply for the Majulah Package.” | No application is required — eligibility is auto-assessed by the government. |
Conclusion
The Majulah Package 2025 is a strong demonstration of Singapore’s commitment to caring for its aging population. By offering up to $1,500 in immediate support and ongoing CPF bonuses, it delivers both short-term financial help and long-term retirement security.
If you or your loved ones are above 50 years old, check your CPF account or wait for your eligibility letter in the coming months. This bonus could provide a meaningful boost — don’t miss out.
FAQs
Q1: Do I need to apply for the $1,500 bonus?
A: No, all eligible Singaporeans will be automatically notified. No application is required.
Q2: What if I just turned 50 in 2025?
A: You must be born on or before 31 Dec 1973. If you meet the other conditions, you will be eligible.
Q3: Is the $1,500 paid in cash only?
A: No. It includes cash payouts and CPF top-ups. Not all components are cash.
Q4: Can I get the Majulah Package if I’m still working?
A: Yes. In fact, working seniors may receive additional Earn and Save bonuses.
Q5: Where can I learn more or verify my eligibility?
A: Visit the CPF website, or check notifications sent via SMS, Singpass, or letters from the government in Q3–Q4 2025.