In a continued effort to support households amidst cost-of-living challenges, the Singapore government has announced a new round of direct cash payouts ranging from S$200 to S$400. Set to be disbursed in August 2025, these payouts are part of an enhanced Assurance Package (AP) and will benefit over 1.4 million adult Singaporeans.
This initiative is designed to provide timely financial relief to middle- and lower-income individuals, particularly those affected by inflation and essential expense increases.
Summary of the August 2025 Cash Payout
| Category | Details |
|---|---|
| Payout Amount | S$200 to S$400 |
| Disbursement Period | August 2025 |
| Eligibility | Based on income, property ownership, and age |
| Scheme Name | Assurance Package (AP) 2025 |
| Administered By | Ministry of Finance (MOF), Government of Singapore |
Who Is Eligible for the S$200–S$400 Payout?
The cash payout is tiered and determined based on the individual’s Assessable Income (AI) for Year of Assessment (YA) 2024, property ownership status, and age.
Income and Property Criteria
- Singapore Citizens aged 21 and above in 2025
- Must not own more than one property
- Income thresholds determine the exact payout
Payout Tiers
| Assessable Income (YA 2024) | Payout Amount |
|---|---|
| Up to S$22,000 | S$400 |
| S$22,001 – S$34,000 | S$300 |
| S$34,001 – S$100,000 | S$200 |
| Above S$100,000 / Multiple properties | Not eligible |
Note: Income refers to total income before personal reliefs.
How Will the Payout Be Disbursed?
Eligible recipients will receive the payout directly via GIRO bank crediting or through their PayNow-linked NRIC.
Payment Schedule
- PayNow-NRIC users: Funds will be deposited from mid-August 2025
- GIRO recipients: Payouts will follow shortly after, by end-August
Those who do not link their NRIC to PayNow or GIRO may experience delays and are encouraged to update their banking details via the AP Benefits portal.
No Application Required
There is no need to apply for this payout. Eligibility is assessed automatically based on:
- IRAS income records (YA 2024)
- HDB and URA property data
- Citizenship and age status
Notifications will be sent via SMS or Singpass inbox once payments are confirmed.
About the Assurance Package (AP)
The Assurance Package is a multi-year support initiative first introduced in 2020 to cushion the impact of GST rate increases and rising household expenses. It includes:
- Cash payouts
- MediSave top-ups
- U-Save and CDC vouchers
- Cost-of-living special payments
The August 2025 payout is the latest phase of this evolving national support framework.
Need Assistance?
For queries or to check your benefit status:
- Visit the Assurance Package official website
- Call the AP hotline or visit any Community Centre/Club (CC) for help
Ensure your PayNow-NRIC link or GIRO information is up to date via your banking provider or Singpass.
Conclusion: A Timely Boost for Everyday Expenses
The upcoming S$200–S$400 cash payout in August 2025 underscores Singapore’s continued commitment to supporting residents during times of economic pressure. Whether used for daily essentials, healthcare needs, or household bills, this payout is intended to bring immediate financial relief to over a million Singaporeans.
Citizens are advised to stay informed through official channels and ensure their banking details are current to avoid delays in disbursement.